:root {
    --navy-950: #031a31;
    --navy-900: #052747;
    --navy-800: #07365f;
    --navy-700: #0b4779;
    --gold-700: #a86f12;
    --gold-600: #c58a1b;
    --gold-500: #d6a433;
    --gold-300: #efd18b;
    --cream: #f7f4ed;
    --cream-2: #fcfaf6;
    --ink: #10233f;
    --muted: #607087;
    --white: #fff;
    --line: #e5ded0;
    --shadow: 0 24px 60px rgba(3, 26, 49, .12);
    --radius: 22px;
    --container: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
    margin: 0;
    color: var(--ink);
    background: var(--white);
    font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
    font-size: 16px;
    line-height: 1.65;
    -webkit-font-smoothing: antialiased;
}
body.admin-bar .site-header { top: 32px; }
img { max-width: 100%; height: auto; }
a { color: inherit; text-decoration: none; }
button, input, select, textarea { font: inherit; }
svg { width: 1.2em; height: 1.2em; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.container { width: min(calc(100% - 40px), var(--container)); margin-inline: auto; }
.section { padding: 100px 0; }
.screen-reader-text { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.screen-reader-text:focus { clip: auto; width: auto; height: auto; margin: 0; padding: 12px 16px; left: 12px; top: 12px; z-index: 99999; background: #fff; color: #000; }

.button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 9px;
    min-height: 52px;
    padding: 0 24px;
    border: 1px solid var(--gold-600);
    border-radius: 999px;
    background: linear-gradient(135deg, var(--gold-500), var(--gold-700));
    color: var(--navy-950);
    font-weight: 800;
    cursor: pointer;
    box-shadow: 0 12px 30px rgba(197, 138, 27, .24);
    transition: transform .2s ease, box-shadow .2s ease, background .2s ease;
}
.button:hover { transform: translateY(-2px); box-shadow: 0 16px 34px rgba(197, 138, 27, .3); }
.button-outline { color: var(--white); background: transparent; border-color: rgba(255,255,255,.4); box-shadow: none; }
.button-outline:hover { background: rgba(255,255,255,.08); }
.button-small { min-height: 44px; padding-inline: 18px; font-size: .9rem; }
.button-block { width: 100%; border: 0; }

.eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: var(--gold-700);
    font-size: .78rem;
    font-weight: 900;
    letter-spacing: .15em;
    text-transform: uppercase;
}
.eyebrow svg { width: 18px; height: 18px; }
.eyebrow-light { color: var(--gold-300); }

.topbar { background: var(--navy-950); color: rgba(255,255,255,.78); font-size: .78rem; }
.topbar-inner { min-height: 36px; display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.topbar-inner span, .topbar-links, .topbar-links a { display: flex; align-items: center; gap: 7px; }
.topbar-links { gap: 22px; }
.topbar svg { width: 14px; height: 14px; color: var(--gold-500); }
.topbar a:hover { color: #fff; }

.site-header {
    position: sticky;
    top: 0;
    z-index: 1000;
    background: rgba(255,255,255,.94);
    backdrop-filter: blur(16px);
    border-bottom: 1px solid rgba(3, 26, 49, .08);
}
.header-inner { min-height: 82px; display: flex; align-items: center; gap: 26px; }
.site-branding { margin-right: auto; }
.brand { display: inline-flex; align-items: center; gap: 12px; }
.brand img { width: 54px; height: 60px; object-fit: contain; }
.brand-text { display: grid; line-height: 1; }
.brand-text strong { font-family: Georgia, serif; font-size: 1.85rem; letter-spacing: .06em; color: var(--navy-900); }
.brand-text small { margin-top: 6px; color: var(--gold-700); font-size: .64rem; font-weight: 900; letter-spacing: .14em; text-transform: uppercase; }
.custom-logo { max-width: 240px; max-height: 70px; width: auto; object-fit: contain; }
.main-navigation .menu { display: flex; align-items: center; gap: 28px; margin: 0; padding: 0; list-style: none; }
.main-navigation a { position: relative; font-size: .93rem; font-weight: 750; color: var(--navy-900); }
.main-navigation a::after { content: ""; position: absolute; left: 0; right: 100%; bottom: -8px; height: 2px; background: var(--gold-600); transition: right .2s ease; }
.main-navigation a:hover::after { right: 0; }
.menu-toggle { display: none; width: 44px; height: 44px; padding: 10px; border: 1px solid var(--line); border-radius: 12px; background: #fff; }
.menu-toggle > span:not(.screen-reader-text) { display: block; width: 100%; height: 2px; margin: 4px 0; background: var(--navy-900); }

.hero {
    position: relative;
    overflow: hidden;
    padding: 92px 0 0;
    color: var(--white);
    background:
        radial-gradient(circle at 80% 18%, rgba(214,164,51,.24), transparent 25%),
        radial-gradient(circle at 12% 80%, rgba(11,71,121,.62), transparent 30%),
        linear-gradient(135deg, var(--navy-950), var(--navy-800));
}
.hero::before { content: ""; position: absolute; inset: 0; opacity: .25; background-image: linear-gradient(rgba(255,255,255,.035) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.035) 1px, transparent 1px); background-size: 50px 50px; }
.hero-decoration { position: absolute; border: 1px solid rgba(214,164,51,.25); border-radius: 50%; }
.hero-decoration-one { width: 500px; height: 500px; right: -230px; top: -190px; }
.hero-decoration-two { width: 330px; height: 330px; left: -180px; bottom: 30px; }
.hero-grid { position: relative; z-index: 1; display: grid; grid-template-columns: 1.08fr .92fr; align-items: center; gap: 72px; }
.hero-copy { padding-bottom: 84px; }
.hero-copy .eyebrow { color: var(--gold-300); }
.hero h1 { max-width: 720px; margin: 22px 0 20px; font-family: Georgia, "Times New Roman", serif; font-size: clamp(2.7rem, 5vw, 5.1rem); line-height: 1.02; letter-spacing: -.035em; }
.hero-copy > p { max-width: 650px; margin: 0; color: rgba(255,255,255,.8); font-size: 1.13rem; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 34px; }
.hero-trust { display: flex; flex-wrap: wrap; gap: 24px; margin-top: 28px; color: rgba(255,255,255,.72); font-size: .86rem; }
.hero-trust span { display: inline-flex; align-items: center; gap: 7px; }
.hero-trust svg { color: var(--gold-500); }
.hero-card { position: relative; align-self: end; margin-top: 18px; padding: 34px 34px 0; border: 1px solid rgba(255,255,255,.13); border-bottom: 0; border-radius: 34px 34px 0 0; background: linear-gradient(180deg, rgba(255,255,255,.11), rgba(255,255,255,.035)); box-shadow: 0 40px 80px rgba(0,0,0,.24); backdrop-filter: blur(10px); }
.hero-card::before { content: ""; position: absolute; inset: 18px 18px auto; height: 1px; background: linear-gradient(90deg, transparent, var(--gold-500), transparent); }
.hero-logo-wrap { display: grid; place-items: center; min-height: 480px; }
.hero-logo-wrap img { max-height: 470px; width: auto; filter: drop-shadow(0 24px 40px rgba(0,0,0,.3)); }
.hero-card-footer { display: flex; justify-content: space-between; align-items: center; gap: 20px; margin-inline: -34px; padding: 20px 28px; border-top: 1px solid rgba(255,255,255,.13); background: rgba(3,26,49,.56); }
.hero-card-footer div { display: grid; }
.hero-card-footer span { color: rgba(255,255,255,.62); font-size: .74rem; }
.hero-card-footer strong { color: var(--gold-300); }
.hero-card-footer a { font-weight: 800; }
.trust-strip { position: relative; z-index: 2; display: grid; grid-template-columns: repeat(3, 1fr); margin-top: -1px; border-radius: 24px 24px 0 0; overflow: hidden; background: var(--cream); color: var(--navy-900); box-shadow: 0 -20px 50px rgba(3,26,49,.14); }
.trust-strip div { display: grid; gap: 2px; padding: 24px 34px; border-right: 1px solid var(--line); }
.trust-strip div:last-child { border-right: 0; }
.trust-strip strong { color: var(--gold-700); font-family: Georgia, serif; font-size: 1.7rem; }
.trust-strip span { color: var(--muted); font-size: .83rem; }

.section-heading { max-width: 720px; margin: 0 auto 50px; text-align: center; }
.section-heading h2, .advantages h2, .quote-section h2 { margin: 12px 0 16px; font-family: Georgia, serif; font-size: clamp(2.15rem, 4vw, 3.6rem); line-height: 1.08; color: var(--navy-950); }
.section-heading p { margin: 0; color: var(--muted); font-size: 1.04rem; }
.services { background: linear-gradient(180deg, var(--cream), #fff 30%); }
.services-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.service-card { position: relative; display: flex; flex-direction: column; min-height: 310px; padding: 28px; overflow: hidden; border: 1px solid var(--line); border-radius: var(--radius); background: #fff; box-shadow: 0 10px 35px rgba(3,26,49,.055); transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease; }
.service-card::after { content: ""; position: absolute; width: 120px; height: 120px; right: -60px; top: -60px; border-radius: 50%; background: rgba(214,164,51,.1); transition: transform .25s ease; }
.service-card:hover { transform: translateY(-7px); border-color: rgba(197,138,27,.45); box-shadow: var(--shadow); }
.service-card:hover::after { transform: scale(1.25); }
.service-icon { display: grid; place-items: center; width: 58px; height: 58px; border-radius: 18px; color: var(--gold-600); background: var(--navy-900); box-shadow: 0 12px 24px rgba(5,39,71,.18); }
.service-icon svg { width: 30px; height: 30px; }
.service-card h3 { margin: 22px 0 10px; font-size: 1.17rem; color: var(--navy-950); }
.service-card p { margin: 0; color: var(--muted); font-size: .94rem; }
.service-card > a { display: inline-flex; gap: 6px; margin-top: auto; padding-top: 22px; color: var(--gold-700); font-weight: 850; font-size: .88rem; }

.advantages { background: var(--cream-2); }
.advantages-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 90px; align-items: center; }
.advantages-copy p { color: var(--muted); font-size: 1.04rem; }
.text-link { display: inline-flex; gap: 8px; margin-top: 14px; color: var(--gold-700); font-weight: 850; }
.advantages-list { display: grid; gap: 16px; }
.advantage-card { display: flex; align-items: flex-start; gap: 22px; padding: 24px; border: 1px solid var(--line); border-radius: 20px; background: #fff; box-shadow: 0 10px 30px rgba(3,26,49,.045); }
.advantage-card .service-icon { flex: 0 0 58px; }
.advantage-card h3 { margin: 2px 0 5px; color: var(--navy-950); font-size: 1.08rem; }
.advantage-card p { margin: 0; color: var(--muted); font-size: .93rem; }

.quote-section { position: relative; overflow: hidden; color: #fff; background: linear-gradient(140deg, var(--navy-950), var(--navy-700)); }
.quote-section::before { content: ""; position: absolute; width: 700px; height: 700px; right: -300px; top: -350px; border-radius: 50%; border: 1px solid rgba(214,164,51,.2); box-shadow: 0 0 0 80px rgba(214,164,51,.04), 0 0 0 160px rgba(214,164,51,.025); }
.quote-grid { position: relative; display: grid; grid-template-columns: .85fr 1.15fr; gap: 70px; align-items: center; }
.quote-section h2 { color: #fff; }
.quote-copy > p { color: rgba(255,255,255,.72); }
.quote-contact { display: grid; gap: 14px; margin-top: 32px; }
.quote-contact a { display: flex; align-items: center; gap: 13px; }
.quote-contact a > svg { width: 25px; height: 25px; color: var(--gold-500); }
.quote-contact span { display: grid; }
.quote-contact small { color: rgba(255,255,255,.55); }
.quote-contact strong { font-size: .96rem; }
.quote-form { padding: 34px; border: 1px solid rgba(255,255,255,.14); border-radius: 26px; background: rgba(255,255,255,.98); color: var(--ink); box-shadow: 0 30px 70px rgba(0,0,0,.22); }
.quote-form label { display: grid; gap: 7px; margin-bottom: 17px; color: var(--navy-900); font-size: .82rem; font-weight: 850; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 15px; }
.quote-form input, .quote-form select, .quote-form textarea { width: 100%; border: 1px solid #d8dfe7; border-radius: 12px; background: #fff; color: var(--ink); outline: none; padding: 12px 14px; transition: border-color .2s ease, box-shadow .2s ease; }
.quote-form input, .quote-form select { height: 48px; }
.quote-form textarea { resize: vertical; }
.quote-form input:focus, .quote-form select:focus, .quote-form textarea:focus { border-color: var(--gold-600); box-shadow: 0 0 0 4px rgba(197,138,27,.12); }
.form-note { margin: 12px 0 0; color: var(--muted); font-size: .74rem; text-align: center; }

.contact-section { background: #fff; }
.contact-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.contact-card { display: grid; justify-items: start; gap: 3px; padding: 26px; border: 1px solid var(--line); border-radius: 20px; background: var(--cream-2); transition: transform .2s ease, border-color .2s ease; }
.contact-card:hover { transform: translateY(-4px); border-color: var(--gold-500); }
.contact-icon { display: grid; place-items: center; width: 48px; height: 48px; margin-bottom: 15px; border-radius: 14px; background: var(--navy-900); color: var(--gold-500); }
.contact-icon svg { width: 25px; height: 25px; }
.contact-card small { color: var(--muted); }
.contact-card strong { overflow-wrap: anywhere; color: var(--navy-900); font-size: .98rem; }

.site-footer { padding: 70px 0 22px; background: var(--navy-950); color: rgba(255,255,255,.68); }
.footer-grid { display: grid; grid-template-columns: 1.3fr .8fr 1fr; gap: 70px; padding-bottom: 48px; }
.footer-brand img { width: 190px; max-height: 210px; object-fit: contain; object-position: left center; }
.footer-brand p { margin: 8px 0 0; color: var(--gold-300); font-family: Georgia, serif; font-style: italic; }
.site-footer h2 { margin: 0 0 16px; color: #fff; font-size: .95rem; text-transform: uppercase; letter-spacing: .1em; }
.site-footer .footer-grid > div:not(.footer-brand) { display: flex; flex-direction: column; align-items: flex-start; gap: 8px; }
.site-footer a:hover { color: #fff; }
.footer-bottom { display: flex; justify-content: space-between; gap: 20px; padding-top: 20px; border-top: 1px solid rgba(255,255,255,.1); font-size: .78rem; }
.floating-whatsapp { position: fixed; right: 24px; bottom: 24px; z-index: 100; display: grid; place-items: center; width: 58px; height: 58px; border: 3px solid #fff; border-radius: 50%; background: #25d366; color: #fff; box-shadow: 0 14px 30px rgba(0,0,0,.24); transition: transform .2s ease; }
.floating-whatsapp:hover { transform: scale(1.08); }
.floating-whatsapp svg { width: 30px; height: 30px; }

.content-area { min-height: 60vh; background: var(--cream-2); }
.content-layout { max-width: 850px; }
.content-card { padding: 40px; border: 1px solid var(--line); border-radius: var(--radius); background: #fff; box-shadow: var(--shadow); }
.content-card h1 { margin-top: 0; color: var(--navy-950); font-family: Georgia, serif; font-size: clamp(2rem, 4vw, 3.5rem); line-height: 1.1; }
.entry-content a { color: var(--gold-700); text-decoration: underline; }
.error-card { text-align: center; }

.reveal { opacity: 0; transform: translateY(22px); transition: opacity .65s ease, transform .65s ease; }
.reveal.is-visible { opacity: 1; transform: none; }

@media (prefers-reduced-motion: reduce) {
    html { scroll-behavior: auto; }
    *, *::before, *::after { animation-duration: .01ms !important; transition-duration: .01ms !important; }
    .reveal { opacity: 1; transform: none; }
}

@media (max-width: 1080px) {
    .header-cta { display: none; }
    .main-navigation .menu { gap: 18px; }
    .hero-grid { gap: 40px; }
    .hero-logo-wrap { min-height: 400px; }
    .services-grid { grid-template-columns: repeat(2, 1fr); }
    .contact-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 860px) {
    body.admin-bar .site-header { top: 46px; }
    .topbar { display: none; }
    .header-inner { min-height: 72px; }
    .menu-toggle { display: block; }
    .main-navigation { position: absolute; left: 20px; right: 20px; top: calc(100% + 8px); display: none; padding: 18px; border: 1px solid var(--line); border-radius: 18px; background: #fff; box-shadow: var(--shadow); }
    .main-navigation.is-open { display: block; }
    .main-navigation .menu { align-items: stretch; flex-direction: column; gap: 0; }
    .main-navigation a { display: block; padding: 11px 8px; }
    .main-navigation a::after { display: none; }
    .hero { padding-top: 70px; }
    .hero-grid, .advantages-grid, .quote-grid { grid-template-columns: 1fr; }
    .hero-copy { padding-bottom: 20px; }
    .hero-card { max-width: 600px; margin-inline: auto; }
    .hero-logo-wrap { min-height: 380px; }
    .advantages-grid, .quote-grid { gap: 46px; }
    .trust-strip { margin-top: 40px; }
    .footer-grid { grid-template-columns: 1fr 1fr; }
    .footer-brand { grid-column: 1 / -1; }
}

@media (max-width: 620px) {
    .container { width: min(calc(100% - 28px), var(--container)); }
    .section { padding: 72px 0; }
    .brand img { width: 44px; height: 50px; }
    .brand-text strong { font-size: 1.5rem; }
    .brand-text small { font-size: .54rem; }
    .hero h1 { font-size: 2.65rem; }
    .hero-actions { align-items: stretch; flex-direction: column; }
    .hero-actions .button { width: 100%; }
    .hero-trust { flex-direction: column; gap: 8px; }
    .hero-card { padding: 24px 24px 0; }
    .hero-logo-wrap { min-height: 315px; }
    .hero-logo-wrap img { max-height: 310px; }
    .hero-card-footer { align-items: flex-start; flex-direction: column; margin-inline: -24px; padding-inline: 24px; }
    .trust-strip { grid-template-columns: 1fr; border-radius: 18px 18px 0 0; }
    .trust-strip div { padding: 18px 22px; border-right: 0; border-bottom: 1px solid var(--line); }
    .trust-strip div:last-child { border-bottom: 0; }
    .services-grid, .contact-grid { grid-template-columns: 1fr; }
    .service-card { min-height: 285px; }
    .form-row { grid-template-columns: 1fr; gap: 0; }
    .quote-form { padding: 24px 18px; }
    .footer-grid { grid-template-columns: 1fr; gap: 34px; }
    .footer-brand { grid-column: auto; }
    .footer-bottom { flex-direction: column; }
    .floating-whatsapp { right: 16px; bottom: 16px; width: 54px; height: 54px; }
}
.about-photo {
    margin: 25px 0 28px;
    overflow: hidden;
    border-radius: 24px;
    border: 1px solid rgba(197, 138, 27, 0.25);
    box-shadow: 0 18px 45px rgba(3, 26, 49, 0.12);
}

.about-photo img {
    display: block;
    width: 100%;
    height: auto;
    object-fit: cover;
}
/* Linha de produtos do banner principal */

.hero-products {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 7px 10px;
    margin-top: 22px;
    color: rgba(255, 255, 255, 0.82);
    font-size: 0.82rem;
    font-weight: 700;
    letter-spacing: 0.02em;
}

.hero-products span {
    color: var(--gold-500);
    font-weight: 900;
}

@media (max-width: 767px) {

    .hero-products {
        justify-content: center;
        font-size: 0.78rem;
        line-height: 1.7;
    }

}
/* Bot茫o dos cards de seguros e cons贸rcio */

.service-card > a {
    position: relative;
    z-index: 2;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    width: fit-content;
    margin-top: auto;
    padding: 11px 18px;
    border-radius: 999px;
    background: linear-gradient(
        135deg,
        var(--gold-500),
        var(--gold-700)
    );
    color: var(--navy-950);
    font-size: 0.86rem;
    font-weight: 850;
    box-shadow: 0 8px 20px rgba(197, 138, 27, 0.18);
    transition: transform .2s ease, box-shadow .2s ease;
}

.service-card > a:hover {
    transform: translateY(-2px);
    box-shadow: 0 12px 25px rgba(197, 138, 27, 0.28);
}
/* ========================================
   PÁGINA CONSÓRCIO
======================================== */

.consortium-hero {
    position: relative;
    overflow: hidden;
    padding: 100px 0;
    color: #fff;
    background:
        radial-gradient(
            circle at 80% 20%,
            rgba(214, 164, 51, .28),
            transparent 28%
        ),
        linear-gradient(
            135deg,
            var(--navy-950),
            var(--navy-700)
        );
}

.consortium-hero-grid {
    display: grid;
    grid-template-columns: 1.1fr .9fr;
    gap: 70px;
    align-items: center;
}

.consortium-hero h1 {
    max-width: 700px;
    margin: 18px 0 22px;
    font-family: Georgia, serif;
    font-size: clamp(3rem, 6vw, 5.5rem);
    line-height: 1;
    letter-spacing: -.035em;
}

.consortium-hero-copy > p {
    max-width: 650px;
    color: rgba(255,255,255,.8);
    font-size: 1.1rem;
}

.consortium-highlight {
    padding: 50px;
    border: 1px solid rgba(255,255,255,.16);
    border-radius: 30px;
    background: rgba(255,255,255,.08);
    box-shadow: 0 30px 70px rgba(0,0,0,.22);
    backdrop-filter: blur(10px);
}

.consortium-highlight > span {
    color: var(--gold-300);
    font-weight: 900;
    letter-spacing: .2em;
}

.consortium-highlight strong {
    display: block;
    margin-top: 8px;
    font-family: Georgia, serif;
    font-size: 3rem;
}

.consortium-highlight p {
    color: rgba(255,255,255,.75);
}

.consortium-highlight-line {
    width: 70px;
    height: 3px;
    margin: 25px 0;
    background: var(--gold-500);
}

.consortium-highlight small {
    color: var(--gold-300);
}

.consortium-options {
    background: var(--cream-2);
}

.consortium-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 22px;
}

.consortium-card {
    display: flex;
    flex-direction: column;
    min-height: 350px;
    padding: 32px;
    border: 1px solid var(--line);
    border-radius: 24px;
    background: #fff;
    box-shadow: 0 12px 35px rgba(3,26,49,.07);
    transition: .25s ease;
}

.consortium-card:hover {
    transform: translateY(-7px);
    border-color: var(--gold-500);
    box-shadow: var(--shadow);
}

.consortium-card h3 {
    margin: 24px 0 12px;
    color: var(--navy-950);
}

.consortium-card p {
    margin: 0;
    color: var(--muted);
}

.consortium-card > a {
    display: inline-flex;
    gap: 8px;
    margin-top: auto;
    padding-top: 25px;
    color: var(--gold-700);
    font-weight: 850;
}

.consortium-how {
    background: #fff;
}

.consortium-steps {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
}

.consortium-step {
    padding: 30px;
    border-top: 3px solid var(--gold-500);
    border-radius: 0 0 20px 20px;
    background: var(--cream-2);
}

.consortium-step > strong {
    color: var(--gold-600);
    font-family: Georgia, serif;
    font-size: 2.4rem;
}

.consortium-step h3 {
    margin: 14px 0 8px;
    color: var(--navy-950);
}

.consortium-step p {
    margin: 0;
    color: var(--muted);
    font-size: .92rem;
}

.consortium-cta {
    padding: 75px 0;
    color: #fff;
    background: var(--navy-950);
}

.consortium-cta-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 40px;
}

.consortium-cta h2 {
    margin: 10px 0;
    color: #fff;
    font-family: Georgia, serif;
    font-size: clamp(2rem, 4vw, 3.4rem);
}

.consortium-cta p {
    margin: 0;
    color: rgba(255,255,255,.7);
}

@media (max-width: 900px) {

    .consortium-hero-grid {
        grid-template-columns: 1fr;
    }

    .consortium-grid {
        grid-template-columns: 1fr;
    }

    .consortium-steps {
        grid-template-columns: repeat(2, 1fr);
    }

    .consortium-cta-inner {
        align-items: flex-start;
        flex-direction: column;
    }
}

@media (max-width: 600px) {

    .consortium-hero {
        padding: 70px 0;
    }

    .consortium-highlight {
        padding: 30px;
    }

    .consortium-steps {
        grid-template-columns: 1fr;
    }

}
/* =========================================================
   HUBER CORRETORA - OTIMIZAÇÃO MOBILE
   ========================================================= */

@media (max-width: 767px) {

    /* -------------------------
       ESTRUTURA GERAL
    ------------------------- */

    .container {
        width: min(100% - 32px, 1200px);
        margin-inline: auto;
    }

    .section {
        padding-top: 65px;
        padding-bottom: 65px;
    }

    .section-heading {
        margin-bottom: 32px;
    }

    .section-heading h2 {
        font-size: clamp(2rem, 9vw, 2.7rem);
        line-height: 1.08;
    }

    .section-heading p {
        font-size: 0.98rem;
        line-height: 1.7;
    }


    /* -------------------------
       CABEÇALHO / MENU
    ------------------------- */

    .site-header {
        position: relative;
        z-index: 999;
    }

    .site-header .container {
        min-height: 74px;
    }

    .site-branding img,
    .custom-logo {
        max-height: 52px;
        width: auto;
    }

    .menu {
        gap: 6px;
    }

    .menu a {
        font-size: 0.92rem;
    }


    /* -------------------------
       BANNER PRINCIPAL
    ------------------------- */

    .hero {
        min-height: auto;
        padding-top: 70px;
        padding-bottom: 70px;
    }

    .hero-grid {
        display: grid;
        grid-template-columns: 1fr;
        gap: 38px;
    }

    .hero-copy {
        text-align: center;
    }

    .hero-copy .eyebrow {
        justify-content: center;
        font-size: 0.72rem;
        line-height: 1.5;
    }

    .hero-copy h1 {
        max-width: 100%;
        margin: 18px auto;
        font-size: clamp(2.55rem, 11vw, 3.7rem);
        line-height: 0.98;
        letter-spacing: -0.035em;
    }

    .hero-copy > p {
        max-width: 100%;
        margin-inline: auto;
        font-size: 1rem;
        line-height: 1.7;
    }

    .hero-actions {
        display: grid;
        grid-template-columns: 1fr;
        gap: 12px;
        width: 100%;
        margin-top: 28px;
    }

    .hero-actions .button {
        width: 100%;
        min-height: 52px;
        justify-content: center;
        text-align: center;
    }

    .hero-products {
        justify-content: center;
        margin-top: 22px;
        font-size: 0.76rem;
        line-height: 1.7;
    }

    .hero-trust {
        display: grid;
        grid-template-columns: 1fr;
        gap: 10px;
        margin-top: 22px;
        text-align: left;
    }

    .hero-trust span {
        justify-content: center;
    }


    /* -------------------------
       CARDS DOS SEGUROS
    ------------------------- */

    .services-grid {
        display: grid;
        grid-template-columns: 1fr;
        gap: 18px;
    }

    .service-card {
        min-height: auto;
        padding: 26px;
        border-radius: 22px;
    }

    .service-card h3 {
        font-size: 1.25rem;
    }

    .service-card p {
        font-size: 0.94rem;
        line-height: 1.65;
    }

    .service-card > a {
        width: 100%;
        margin-top: 22px;
        padding: 13px 18px;
        justify-content: center;
    }

    .service-card-featured {
        border-width: 2px;
    }

    .service-badge {
        font-size: 0.66rem;
    }


    /* -------------------------
       SOBRE A HUBER
    ------------------------- */

    .advantages-grid {
        display: grid;
        grid-template-columns: 1fr;
        gap: 42px;
    }

    .advantages-copy {
        text-align: center;
    }

    .advantages-copy h2 {
        font-size: clamp(2rem, 9vw, 2.8rem);
        line-height: 1.08;
    }

    .advantages-copy > p {
        text-align: left;
        font-size: 0.97rem;
        line-height: 1.75;
    }

    .about-photo {
        margin: 24px 0;
        border-radius: 20px;
    }

    .about-photo img {
        width: 100%;
        height: auto;
        object-fit: cover;
    }

    .advantages-list {
        display: grid;
        gap: 14px;
    }

    .advantage-card {
        padding: 22px;
        align-items: flex-start;
    }

    .advantage-card h3 {
        font-size: 1.08rem;
    }

    .advantage-card p {
        font-size: 0.9rem;
        line-height: 1.6;
    }


    /* -------------------------
       FORMULÁRIO DE COTAÇÃO
    ------------------------- */

    .quote-grid,
    .contact-grid {
        display: grid;
        grid-template-columns: 1fr;
        gap: 32px;
    }

    .quote-form,
    .contact-form {
        padding: 24px;
        border-radius: 22px;
    }

    .quote-form input,
    .quote-form select,
    .quote-form textarea,
    .contact-form input,
    .contact-form select,
    .contact-form textarea {
        width: 100%;
        min-height: 50px;
        font-size: 16px;
    }

    .quote-form textarea,
    .contact-form textarea {
        min-height: 120px;
    }

    .quote-form .button,
    .contact-form .button {
        width: 100%;
        min-height: 52px;
        justify-content: center;
    }


    /* -------------------------
       PÁGINA CONSÓRCIO
    ------------------------- */

    .consortium-hero {
        padding: 70px 0 60px;
    }

    .consortium-hero-grid {
        display: grid;
        grid-template-columns: 1fr;
        gap: 35px;
    }

    .consortium-hero-copy {
        text-align: center;
    }

    .consortium-hero h1 {
        margin: 16px auto 20px;
        font-size: clamp(2.6rem, 11vw, 3.8rem);
        line-height: 0.98;
    }

    .consortium-hero-copy > p {
        font-size: 1rem;
        line-height: 1.7;
    }

    .consortium-highlight {
        padding: 28px;
        border-radius: 24px;
        text-align: center;
    }

    .consortium-highlight strong {
        font-size: 2.4rem;
    }

    .consortium-highlight-line {
        margin: 22px auto;
    }

    .consortium-grid {
        grid-template-columns: 1fr;
        gap: 18px;
    }

    .consortium-card {
        min-height: auto;
        padding: 26px;
    }

    .consortium-card > a {
        margin-top: 22px;
    }

    .consortium-steps {
        grid-template-columns: 1fr;
        gap: 16px;
    }

    .consortium-step {
        padding: 25px;
    }

    .consortium-cta {
        padding: 60px 0;
    }

    .consortium-cta-inner {
        display: grid;
        grid-template-columns: 1fr;
        gap: 28px;
        text-align: center;
    }

    .consortium-cta .button {
        width: 100%;
        justify-content: center;
    }


    /* -------------------------
       RODAPÉ
    ------------------------- */

    .site-footer {
        text-align: center;
    }

    .footer-grid {
        display: grid;
        grid-template-columns: 1fr;
        gap: 30px;
    }

    .footer-logo {
        margin-inline: auto;
    }


    /* -------------------------
       BOTÃO WHATSAPP FLUTUANTE
    ------------------------- */

    .whatsapp-float {
        right: 16px;
        bottom: 16px;
        width: 56px;
        height: 56px;
    }

}


/* =========================================================
   CELULARES PEQUENOS
   ========================================================= */

@media (max-width: 420px) {

    .container {
        width: min(100% - 24px, 1200px);
    }

    .hero-copy h1 {
        font-size: 2.45rem;
    }

    .section-heading h2,
    .advantages-copy h2 {
        font-size: 2.15rem;
    }

    .service-card,
    .consortium-card,
    .advantage-card {
        padding: 22px;
    }

    .consortium-highlight {
        padding: 24px 20px;
    }

}
/* =========================================================
   REFINAMENTO MOBILE - HUBER
   ========================================================= */

@media (max-width: 767px) {

    /* Cabeçalho */
    .site-header .container {
        min-height: 82px;
        padding-top: 8px;
        padding-bottom: 8px;
    }

    .site-branding img,
    .custom-logo {
        max-height: 58px;
        width: auto;
    }

    /* Banner */
    .hero {
        padding-top: 58px;
        padding-bottom: 58px;
    }

    .hero-copy .eyebrow {
        font-size: 0.68rem;
        letter-spacing: 0.12em;
        line-height: 1.5;
    }

    .hero-copy h1 {
        font-size: clamp(2.55rem, 10vw, 3.25rem);
        line-height: 1.04;
        letter-spacing: -0.035em;
        margin-top: 22px;
        margin-bottom: 24px;
    }

    .hero-copy > p {
        font-size: 1rem;
        line-height: 1.65;
        margin-bottom: 4px;
    }

    .hero-actions {
        margin-top: 28px;
        gap: 12px;
    }

    .hero-actions .button {
        min-height: 56px;
        border-radius: 999px;
        font-size: 1rem;
    }

    /* Produtos */
    .hero-products {
        margin-top: 26px;
        padding-left: 4px;
        padding-right: 4px;
        gap: 6px 9px;
        font-size: 0.75rem;
        line-height: 1.75;
    }

    /* Diferenciais abaixo do banner */
    .hero-trust {
        margin-top: 24px;
        gap: 12px;
    }

    /* WhatsApp flutuante */
    .whatsapp-float {
        width: 52px;
        height: 52px;
        right: 14px;
        bottom: 18px;
        border-width: 3px;
        z-index: 900;
    }

    .whatsapp-float svg {
        width: 26px;
        height: 26px;
    }
}

@media (max-width: 420px) {

    .hero-copy h1 {
        font-size: 2.55rem;
    }

    .hero-copy .eyebrow {
        font-size: 0.63rem;
    }
}
/* =========================================================
   MENU MOBILE PREMIUM - HUBER
   ========================================================= */

@media (max-width: 860px) {

    /* Botão hambúrguer */
    .menu-toggle {
        position: relative;
        display: block;
        width: 52px;
        height: 52px;
        padding: 13px;
        border: 1px solid rgba(3, 26, 49, 0.12);
        border-radius: 16px;
        background: #fff;
        box-shadow: 0 7px 20px rgba(3, 26, 49, 0.07);
        transition:
            background .2s ease,
            border-color .2s ease,
            transform .2s ease;
    }

    .menu-toggle:active {
        transform: scale(.96);
    }

    .menu-toggle > span:not(.screen-reader-text) {
        display: block;
        width: 100%;
        height: 3px;
        margin: 5px 0;
        border-radius: 999px;
        background: var(--navy-900);
        transition:
            transform .25s ease,
            opacity .2s ease;
    }


    /* Hambúrguer vira X */
    .menu-toggle[aria-expanded="true"] >
    span:nth-child(1) {
        transform: translateY(8px) rotate(45deg);
    }

    .menu-toggle[aria-expanded="true"] >
    span:nth-child(2) {
        opacity: 0;
    }

    .menu-toggle[aria-expanded="true"] >
    span:nth-child(3) {
        transform: translateY(-8px) rotate(-45deg);
    }


    /* Caixa do menu */
    .main-navigation {
        position: absolute;
        top: calc(100% + 10px);
        left: 14px;
        right: 14px;

        display: block !important;

        padding: 12px;
        border: 1px solid rgba(3, 26, 49, 0.10);
        border-radius: 22px;

        background: rgba(255, 255, 255, .98);

        box-shadow:
            0 25px 60px rgba(3, 26, 49, .18);

        backdrop-filter: blur(18px);

        opacity: 0;
        visibility: hidden;
        pointer-events: none;

        transform:
            translateY(-10px)
            scale(.98);

        transition:
            opacity .22s ease,
            transform .22s ease,
            visibility .22s ease;
    }


    /* Menu aberto */
    .main-navigation.is-open {
        opacity: 1;
        visibility: visible;
        pointer-events: auto;

        transform:
            translateY(0)
            scale(1);
    }


    /* Lista */
    .main-navigation .menu {
        display: flex;
        flex-direction: column;
        align-items: stretch;
        gap: 2px;

        margin: 0;
        padding: 0;
    }


    /* Links */
    .main-navigation .menu > li > a {
        display: flex;
        align-items: center;

        min-height: 50px;
        padding: 13px 15px;

        border-radius: 13px;

        color: var(--navy-900);

        font-size: .98rem;
        font-weight: 800;

        transition:
            background .2s ease,
            color .2s ease,
            transform .2s ease;
    }


    .main-navigation .menu > li > a:hover,
    .main-navigation .menu > li > a:active {
        background: rgba(3, 26, 49, .055);
        transform: translateX(3px);
    }


    /* Remove linha decorativa do desktop */
    .main-navigation a::after {
        display: none;
    }


    /* Consórcio com detalhe dourado */
    .main-navigation
    a[href*="/consorcio/"] {
        color: var(--gold-700);
    }


    /* Botão de cotação dentro do menu */
    .main-navigation
    a[href*="#cotacao"] {
        justify-content: center;

        margin-top: 7px;
        min-height: 54px;

        border-radius: 999px;

        background:
            linear-gradient(
                135deg,
                var(--gold-500),
                var(--gold-700)
            );

        color: var(--navy-950);

        font-weight: 900;

        box-shadow:
            0 10px 25px rgba(197, 138, 27, .22);
    }


    .main-navigation
    a[href*="#cotacao"]:hover,
    .main-navigation
    a[href*="#cotacao"]:active {
        background:
            linear-gradient(
                135deg,
                var(--gold-400),
                var(--gold-600)
            );

        color: var(--navy-950);

        transform: none;
    }

}
/* =========================================================
   AJUSTE FINAL DO MENU MOBILE
   ========================================================= */

@media (max-width: 860px) {

    .main-navigation {
        left: 18px;
        right: 18px;
        padding: 14px;
        border-radius: 24px;

        /* branco sólido */
        background: #ffffff;

        box-shadow:
            0 18px 45px rgba(3, 26, 49, .18);

        backdrop-filter: none;
    }

    .main-navigation .menu {
        gap: 0;
    }

    .main-navigation .menu > li {
        margin: 0;
        padding: 0;
    }

    .main-navigation .menu > li > a {
        min-height: 46px;
        padding: 10px 14px;
        font-size: .96rem;
        line-height: 1.2;
    }

    /* Separação discreta entre links */
    .main-navigation .menu > li:not(:last-child) > a {
        border-bottom: 1px solid rgba(3, 26, 49, .055);
    }

    /* Consórcio */
    .main-navigation a[href*="/consorcio/"] {
        color: var(--gold-700);
    }

    /* Cotação sempre como último destaque */
    .main-navigation a[href*="#cotacao"] {
        margin-top: 10px;
        min-height: 52px;
        border-bottom: 0 !important;
        border-radius: 999px;

        background:
            linear-gradient(
                135deg,
                var(--gold-500),
                var(--gold-700)
            );

        color: var(--navy-950);
        justify-content: center;
        font-weight: 900;
    }
}
/* =========================================================
   CARDS DE SEGUROS - REFINAMENTO MOBILE
   ========================================================= */

@media (max-width: 767px) {

    /* Área dos serviços */
    .services-grid {
        gap: 16px;
    }

    /* Card */
    .service-card {
        position: relative;
        overflow: hidden;

        padding: 26px 24px;

        border: 1px solid rgba(3, 26, 49, 0.08);
        border-radius: 24px;

        background:
            linear-gradient(
                145deg,
                #ffffff 0%,
                #ffffff 72%,
                rgba(197, 138, 27, 0.045) 100%
            );

        box-shadow:
            0 10px 30px rgba(3, 26, 49, 0.07);

        transition:
            transform .2s ease,
            box-shadow .2s ease,
            border-color .2s ease;
    }

    .service-card:active {
        transform: scale(.985);
    }


    /* Ícone */
    .service-card .service-icon {
        display: flex;
        align-items: center;
        justify-content: center;

        width: 64px;
        height: 64px;

        margin-bottom: 20px;

        border-radius: 20px;

        background:
            linear-gradient(
                145deg,
                var(--navy-950),
                var(--navy-700)
            );

        color: var(--gold-400);

        box-shadow:
            0 10px 22px rgba(3, 26, 49, .15);
    }

    .service-card .service-icon svg {
        width: 30px;
        height: 30px;
    }


    /* Título */
    .service-card h3 {
        margin: 0 0 10px;

        color: var(--navy-950);

        font-size: 1.28rem;
        line-height: 1.2;
    }


    /* Texto */
    .service-card p {
        margin: 0;

        color: var(--muted);

        font-size: .95rem;
        line-height: 1.65;
    }


    /* Botão */
    .service-card > a {
        display: flex;

        width: 100%;
        min-height: 50px;

        margin-top: 22px;
        padding: 12px 18px;

        align-items: center;
        justify-content: center;
        gap: 8px;

        border-radius: 999px;

        background:
            linear-gradient(
                135deg,
                var(--gold-500),
                var(--gold-700)
            );

        color: var(--navy-950);

        font-size: .92rem;
        font-weight: 900;

        box-shadow:
            0 8px 20px rgba(197, 138, 27, .20);
    }


    /* -------------------------
       CONSÓRCIO
    ------------------------- */

    .service-card-featured {
        border: 2px solid var(--gold-500);

        background:
            radial-gradient(
                circle at 90% 10%,
                rgba(197, 138, 27, .16),
                transparent 32%
            ),
            #ffffff;

        box-shadow:
            0 15px 35px rgba(3, 26, 49, .11);
    }

    .service-card-featured::before {
        content: "";

        position: absolute;
        top: 0;
        left: 0;

        width: 100%;
        height: 5px;

        background:
            linear-gradient(
                90deg,
                var(--gold-500),
                var(--gold-700)
            );
    }


    /* Selo Consórcio */
    .service-badge {
        margin-bottom: 18px;

        padding: 7px 12px;

        border-radius: 999px;

        background: var(--navy-950);

        color: var(--gold-400);

        font-size: .66rem;
        font-weight: 900;
        letter-spacing: .07em;
    }


    /* Ícone Consórcio */
    .service-card-featured .service-icon {
        background:
            linear-gradient(
                145deg,
                var(--gold-500),
                var(--gold-700)
            );

        color: var(--navy-950);
    }


    /* Botão Consórcio */
    .service-card-featured > a {
        background: var(--navy-950);
        color: #ffffff;
    }

}


/* Celulares menores */

@media (max-width: 420px) {

    .service-card {
        padding: 23px 20px;
    }

    .service-card .service-icon {
        width: 58px;
        height: 58px;
        border-radius: 18px;
    }

    .service-card h3 {
        font-size: 1.2rem;
    }

}
/* =========================================================
   CORREÇÃO DAS CORES DOS ÍCONES DOS CARDS
   ========================================================= */

@media (max-width: 767px) {

    /* Ícones dos seguros */
    .service-card .service-icon {
        color: #d4a433 !important; /* dourado */
    }

    .service-card .service-icon svg {
        width: 30px;
        height: 30px;
    }

    .service-card .service-icon svg,
    .service-card .service-icon svg * {
        stroke: currentColor !important;
    }

    /* Caso algum ícone use preenchimento */
    .service-card .service-icon svg *[fill]:not([fill="none"]) {
        fill: currentColor !important;
    }

    /* Consórcio continua com contraste invertido */
    .service-card-featured .service-icon {
        color: #0b2f5b !important; /* azul escuro */
    }

    .service-card-featured .service-icon svg,
    .service-card-featured .service-icon svg * {
        stroke: currentColor !important;
    }

    .service-card-featured .service-icon svg *[fill]:not([fill="none"]) {
        fill: currentColor !important;
    }
}
/* =========================================================
   FORMULÁRIO DE COTAÇÃO - PRODUTO SELECIONADO
   ========================================================= */

.quote-selected {
    position: relative;
    margin-bottom: 24px;
    padding: 16px 18px 16px 21px;

    border: 1px solid rgba(197, 138, 27, .25);
    border-radius: 15px;

    background:
        linear-gradient(
            135deg,
            rgba(214, 164, 51, .12),
            rgba(214, 164, 51, .035)
        );
}

.quote-selected::before {
    content: "";

    position: absolute;
    top: 12px;
    bottom: 12px;
    left: 0;

    width: 4px;

    border-radius: 0 999px 999px 0;

    background: var(--gold-500);
}

.quote-selected span {
    display: block;

    margin-bottom: 3px;

    color: var(--muted);

    font-size: .72rem;
    font-weight: 700;

    text-transform: uppercase;
    letter-spacing: .06em;
}

.quote-selected strong {
    display: block;

    color: var(--navy-950);

    font-size: 1.05rem;
    font-weight: 900;
}


/* Campos mais agradáveis no celular */

@media (max-width: 767px) {

    .quote-form {
        padding: 25px 20px;
    }

    .quote-form label {
        font-size: .82rem;
    }

    .quote-form input,
    .quote-form select {
        min-height: 52px;
        border-radius: 13px;
    }

    .quote-form textarea {
        min-height: 125px;
        border-radius: 13px;
    }

    .quote-selected {
        margin-bottom: 22px;
    }

}
/* =========================================================
   ESCOLHA DO CORRETOR
   ========================================================= */

.recipient-field {
    margin: 22px 0;
}

.recipient-title {
    display: block;
    margin-bottom: 12px;

    color: var(--navy-950);

    font-size: .88rem;
    font-weight: 800;
}

.recipient-options {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 12px;
}

.recipient-option {
    position: relative;
    cursor: pointer;
}

.recipient-option input {
    position: absolute;
    opacity: 0;
    pointer-events: none;
}

.recipient-card {
    display: flex;
    flex-direction: column;

    min-height: 88px;
    padding: 17px;

    justify-content: center;

    border: 2px solid rgba(3, 26, 49, .10);
    border-radius: 16px;

    background: #fff;

    transition:
        border-color .2s ease,
        background .2s ease,
        transform .2s ease,
        box-shadow .2s ease;
}

.recipient-card strong {
    color: var(--navy-950);
    font-size: .94rem;
}

.recipient-card small {
    margin-top: 5px;
    color: var(--muted);
}

.recipient-option input:checked + .recipient-card {
    border-color: var(--gold-500);

    background:
        rgba(214, 164, 51, .10);

    box-shadow:
        0 8px 22px rgba(197, 138, 27, .14);
}

.recipient-option input:checked + .recipient-card::after {
    content: "\2713  Selecionado";

    margin-top: 8px;

    color: var(--gold-700);

    font-size: .72rem;
    font-weight: 900;
}

@media (max-width: 600px) {

    .recipient-options {
        grid-template-columns: 1fr;
    }

}
/* =========================================================
   VALIDAÇÃO DO FORMULÁRIO
   ========================================================= */

.form-message {
    margin-bottom: 22px;
    padding: 14px 16px;

    border-radius: 14px;

    font-size: .9rem;
    font-weight: 700;
    line-height: 1.5;
}

.form-message-error {
    border: 1px solid rgba(190, 45, 45, .22);

    background: rgba(190, 45, 45, .07);

    color: #9f2727;
}

.form-message-success {
    border: 1px solid rgba(39, 132, 78, .22);

    background: rgba(39, 132, 78, .08);

    color: #237044;
}


/* Campo com erro */

.quote-form input.field-error,
.quote-form select.field-error,
.quote-form textarea.field-error {

    border-color: #c74646 !important;

    box-shadow:
        0 0 0 3px rgba(199, 70, 70, .10);
}


/* Suavidade ao corrigir */

.quote-form input,
.quote-form select,
.quote-form textarea {

    transition:
        border-color .2s ease,
        box-shadow .2s ease,
        background .2s ease;
}